Student Guides
1) Plan your year: budget, timing & documents chevron_right
- Timing: groups start looking 6–9 months ahead in some cities. Check your uni’s term dates & exam periods.
- Budget for upfront costs: holding deposit (up to 1 week’s rent in England), tenancy deposit (usually up to 5 weeks’ rent), first month’s rent, move-in costs.
- Docs to hand: photo ID, student status letter/offer, proof of income or funding, previous landlord reference. International students: keep your share code/visa docs for Right to Rent.
- Group roles: pick a coordinator to handle viewing times, a note-taker, and a “docs checker”.
Notes: caps per the Tenant Fees Act in England — holding deposit ≤ 1 week’s rent; tenancy deposit usually ≤ 5 weeks (< £50k/yr rent) or ≤ 6 weeks (≥ £50k). Holding deposits are typically credited against your first rent or deposit if you proceed. “Bills included” homes may still have fair-usage caps.
2) House-hunting as a group (HMO basics) chevron_right
Most student group houses are HMOs (House in Multiple Occupation).
- Ask if the property needs/is under an HMO licence and whether it meets standards (room sizes, amenities, fire safety).
- Check fire safety: interlinked smoke alarms per floor, fire doors where required, clear escape routes.
- Confirm what’s included: furniture, white goods, number of bathrooms, outdoor space, bike storage.
- View at different times; check noise, light, parking, bus routes, and shops.
3) “Bills included” – what that usually means chevron_right
- Clarify which bills are included (gas, electricity, water, broadband, TV licence, council tax exemption handling?).
- Look for fair-usage caps: what’s the kWh/£ cap, and what happens if it’s exceeded?
- Ask about winter vs summer usage, smart meters, thermostat control, and provider switching rules.
- Keep weekly meter photos to avoid disputes on usage.
4) Your tenancy: group contracts & joint liability chevron_right
Most student lets use an Assured Shorthold Tenancy (AST). In shared houses you’ll often be on a joint tenancy.
- Joint & several liability: you are all responsible for the full rent and any joint damage. Decide how you’ll split and chase late payments.
- Understand term length, break clauses, and any summer retainer arrangements.
- Confirm pets/guests, subletting rules, and any landlord consent needed.
- Landlord should give: How to Rent, EPC, Gas Safety (if gas), and proof smoke/CO alarms worked on day one.
5) Guarantors & alternatives (international students too) chevron_right
- Many student tenancies require a UK-based guarantor (often a parent/guardian). They may be “joint & several” too—read the guarantor form.
- If you don’t have one, typical alternatives are rent in advance or a specialist guarantor service (fees apply).
- International students: landlords can accept visa + share code for Right to Rent; funding letters help with affordability checks.
6) Holding & tenancy deposits (caps and protection) chevron_right
- Holding deposit (optional): up to 1 week’s rent. Get terms in writing (deadline, refund/forfeit rules).
- Tenancy deposit: usually up to 5 weeks’ rent (< £50k/yr rent) or 6 weeks (≥ £50k). Must be protected in an approved scheme; you should receive prescribed information.
- At the end you should get it back if you meet the agreement, avoid damage, and pay rent/bills; disputes can use free ADR.
7) Move-in day & the inventory (protect your deposit) chevron_right
- Take date-stamped photos/videos of every room, furniture, and any wear/defects. Send your comments back within the deadline.
- Record meter readings and test smoke/CO alarms. Note all keys/fobs received.
- Register utilities and (usually exempt) council tax — submit your student certificate to the council.
8) Repairs, damp & mould, access & safety checks chevron_right
- Report repairs in writing (keep a record). Landlords are responsible for structure, heating/hot water, plumbing and electrics.
- Ventilate & heat sensibly to reduce condensation; report mould early and ask for remedial works if needed.
- Landlords/agents should give 24 hours’ notice (except emergencies) before visits.
- Annual gas safety (if gas), electrical safety checks, and smoke/CO alarms where required.
9) Money: splitting bills, contents cover & TV licence chevron_right
- Use a shared spreadsheet or bill-splitting app. Agree a float for small house expenses.
- Consider student contents insurance (laptops/phones/bikes). Check if your family policy already covers you in halls/shared houses.
- Live TV or BBC iPlayer needs a TV licence (one per household unless you’re covered by a hall’s licence).
10) Ending the tenancy & getting your deposit back chevron_right
- Give notice in writing per your contract. Joint tenancies usually require agreement from everyone—check the clause.
- Deep-clean (incl. oven, fridge, bathrooms), repair minor tenant damage, return all keys. Take check-out photos.
- Ask for itemised deductions with evidence; use the deposit scheme’s ADR if you disagree.
11) Scams & red flags (students are often targeted) chevron_right
- Never pay a deposit or sign before you (or a trusted proxy) has viewed and verified the property/landlord.
- Beware fake listings, urgent “today-only” discounts, and requests for crypto/instant transfers.
- Confirm bank details with the known landlord/agent via a phone number you trust before sending money.
12) Useful official links (England) chevron_right
- Private renting: rights & responsibilities
- HMO licensing
- How to Rent (latest version)
- Tenancy deposit protection
- Council Tax – full-time students
- HSE – Gas safety
- Action Fraud
This page focuses on England. Rules differ in Scotland, Wales and Northern Ireland—check your nation’s guidance.
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